Homeowner Equity Advocates is an independent surplus fund recovery service. We are not a law firm, do not provide legal representation, and are not attorneys. We are not affiliated with, endorsed by, or connected to any federal, state, county, or local government agency. Our services are private and optional, offered to assist individuals in identifying and recovering surplus funds that may be owed to them.

All information provided on this website or through our services is for informational purposes only and should not be considered legal, financial, or tax advice. No attorney-client relationship or fiduciary relationship is created by the use of this website, our communications, or our services. Clients are encouraged to consult with a licensed attorney, accountant, or financial professional regarding their specific circumstances before making any decisions.

Recovery of surplus funds is not guaranteed. Eligibility for surplus funds depends on multiple factors, including the availability of funds, the accuracy of public records, and approval by the appropriate government authority. Processing timelines and final determinations are controlled solely by government agencies and courts, and Homeowner Equity Advocates has no control over delays or outcomes once a claim has been submitted.

Clients are not required to use our services and may pursue surplus funds on their own at no cost by contacting the appropriate court, county, or government agency directly. Our services are offered for convenience and professional assistance. Homeowner Equity Advocates operates on a contingency-based fee structure and is only compensated if surplus funds are successfully recovered, as outlined in the client’s signed agreement.

While we make reasonable efforts to obtain accurate and current information from public records, we cannot guarantee the completeness or accuracy of all information, as records may change without notice. Past recoveries do not guarantee future results, and each case is unique.

This disclaimer and any related agreements shall be governed by and construed in accordance with the laws of the state in which Homeowner Equity Advocates operates, without regard to conflict of law principles.